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Rating: 
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Very helpful
I love the snowball calculator that calculates how long it will take to pay off a debt given your payment amount and interest rates. It really helps to see how much even a small amount extra added to the principal payment goes a long way towards paying it off early and saving lots in interest fees. The budgeting worksheets are also useful. Very user friendly.
Rating: 
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Waste Of Time
This review is for the v5.3 release of this software.
I've really gotten into Dave Ramsey's way of thinking about money in the past few months. The message and the messenger are great. This software package however, is not worth even the $10 I paid for it. The calculators are extremely simple. You can find better ones at almost any decent bank or financial site. The worksheets might of some use, but you can do as well with a pad of graph paper and a ruler.